Homeowner's Insurance can give you peace of mind knowing that in the event of a covered loss that your home will be rebuilt and your belongings will be replace. The coverage's offered to homeowners are typically contained in a package of property and liability coverage's. Most insurance companies also offer endorsements that can be purchased to either increased existing limits already included in the policy language or change a coverage from being excluded to being covered.
For more information, please click on: Individual Homeowner's and Renter's Insurance
Automobile Insurance is purchased to protect you and your family in the event that you suffer a loss to your person or property and to protect yourself from losses suffered by others. You also have coverages that are required to be purchased.
For more information, please click on: Individual Auto Insurance
Personal Umbrella Insurance is an excess liability policy. It provides $1,000,000 or more of liability coverage above your primary insurance policies (home, auto, boat, etc). In today's litigious society it is imperative that you protect your assets. If you were to be sued and a judgment entered against you, all of your assets would be in jeopardy. Umbrella Insurance protects you by covering property damage, bodily injury or personal injury claims that you and your dependents may cause.
For more information please click on the article to read the following from the New York Times: What is an Umbrella Policy?
Inland Marine (also known as Scheduled Personal Property) Insurance is for personal property items that exceed the coverage automatically included in your Homeowner's Insurance Policy. The main benefits of scheduling items are that they are covered anywhere in the world, no deductible applies, certain items can be covered for an agreed value, and 'mysterious disappearance' is a covered loss.
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Life Insurance is a vehicle for providing financial security for your family if you are no longer able to provide for them. The following link provides valuable information for you and your loved ones.
Life Insurance