401(K) Retirement Plans

401(k) Retirement Plans are a mutually beneficial way to maintain a stable work force.

Employers' Benefits

  • Mostly funded from dollars paid as salary.

  • Lets you deduct your contributions from taxes as a business expense.

  • Helps recruit and keep quality employees.

  • Helps members build retirement security.

Employees' Benefits

  • Save through easy payroll deduction.

  • Choose the amount they want to save.

  • Change the amount saved to meet current needs.

  • Reduce their taxable income.

  • Defer taxes on the amount saved and the earnings until the members receive benefits from the plan.