HSA & FSA | Hatcher Agency

Commercial Property and Casualty Lines

Commercial Property

Commercial General Liability

Crime

Equipment Breakdown Protection

Inland Marine

Auto

Business Owner's Plan

Workers Compensation

Professional Liability

Covers building and business personal property

Covers many of the common liability loss exposures faced by an organization including its operations, products, and premises

Covers property against crime perils, such as employee theft and robbery; covers money and securities

Covers loss from the accidental breakdown of equipment that operates under pressure or controls, transmits or uses electrical or mechanical power

Covers many classes of property, usually involving an element of transportation

Covers auto loss exposures for organizations other than auto dealers and motor carriers.

A BOP is a special type of package policy that combines and simplifies most of the property and liability coverages needed by a small or medium sized business, such as stores and offices. Other lines of coverage may or may not be included.

Workers' Compensation is insurance that employers buy to protect their employees, as required by state statute. It provides benefits for medical expenses and wage loss resulting from either occupation injury or disease sustained in the course of employment.

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Tel: (501)-375-3737

HSA and FSA's

What is an HSA?

An HSA is a tax-advantaged benefit account for people enrolled in a high-deductible health plan (HDHP). You can make pre-tax contributions each payday in order to pay for IRS-approved eligible expenses for yourself and your dependents.

What is an FSA?

An FSA, or Flexible Spending Account, is an account sponsored by your employer that enables you to set aside money from each paycheck, before taxes, to help pay for IRS-approved, out-of-pocket medical expenses for you and your dependents.